I meant to write this suggestion out when I was told by my wife that we should do this. Lock your credit reports so that people can’t f- with it.
This is more important now than ever with DOGE and the Muskrats rummaging through the federal government.
I still can’t believe that Musk has been allowed to do a much harm as he has. From what I hear, he’s not even a US citizen! WTAF!
So lock your credit reports at all three credit places: Experian, Equifax, and TransUnion. It’s not that hard. The hardest was TransUnion and I still figured it out in 10 or so minutes.
Just remember to unlock it about a hour before you want/need to get more credit.
That’s my PSA for today.